Business Continuity Program Manager, Credit Card & Electronic Payment Risk Manager, Credit Risk General Manager, IT Risk General Manager, Market Risk General Manager, Quantitative Analyst and Research Economist at Equity Bank

On Monday, July 8th, 2013
Career Opportunities at Equity Bank
Equity Bank is one of the region’s leading Banks whose purpose is to transform the lives and livelihoods of the people of Africa socially and economically by availing them modern, inclusive financial services that maximize their opportunities.

With a strong footprint in Kenya, Uganda, Tanzania, Rwanda and South Sudan, Equity Bank is now home to more than 8 million customers – the largest customer base in Africa. 
Currently the Bank is seeking additional talent to serve in the roles outlined below.
1. Program Manager – Business Continuity
The successful candidate will work within the Bank’s risk department and report to the General Manager-Operational Risk.
He/she is expected to work closely with the Business Continuity Head in the planning, implementation and maintenance of the Business Continuity and Disaster Recovery Program (BCP/DRP).

Key Responsibilities:
  • Maintain the BCP/DR related records for the bank. Ensure the organizations’ conformance and alignment to the regulatory BCP/DR requirements, ensuring that gaps are identified (if any) and mitigated
  • Coordinate the BCP/DR efforts during each phase of the bank’s BCP/DR Program
  • Generate reports of program status to the bank’s Senior Management, Operations leaders, Account Owners, and other key stakeholders
  • Coordinate and assist the execution of each Business Continuity/ DR Testing from beginning to end
  • Generate the Training and Awareness materials for Business Continuity and manage the result of exams
  • Drive and facilitate discussions with the bank’s Incident Management team in actual disaster events and in simulated exercises
  • Educate the business partner in the understanding of BCP/DR capabilities, and ensure relevant documentation is in place prior to the completion of any migration project
  • Train new and existing employees in all matters related to Business Continuity
Candidate’s Profile and Qualifications
  • Bachelor of Arts or Science in any field
  • Experience in implementing Business Continuity Management or knowledge of BS 25999 standard required or preferably a minimum of 2 years performing in a similar capacity
  • Advanced skills in Microsoft Office – Excel, Access, PowerPoint
Desired Knowledge, Skills and Ability
  • Strong analytical skills
  • Computer proficiency
  • World class customer service skills
  • Strong communication and negotiation skills
  • Team player with excellent interpersonal skills
  • Excellent financial and business acumen
  • Excellent organization and planning skills
  • Strong leadership skills
2. Risk Manager – Credit Card and Electronic Payment
The successful candidate will work within the Banks risk department and report to the General Manager-Operational Risk.

Key Responsibilities
  • Perform analytics to develop credit card policies, credit card strategies, line assignment strategies, and APR optimization
  • Educate merchant on violation/authorization issues including regulations surrounding the electronic transfer of data and money
  • Oversee the procurement of chargeback monitoring tools
  • Identify and articulate long-term solutions and strategic responses to chargeback issues, as well as friendly and real fraud
  • Monitor merchants credit card processing activities using various risk and chargeback monitoring tools
  • Consistently monitor all merchants for potential chargeback and/or risk issues
  • Participate in software and system configuration projects for credit Card risk management
  • Basic experience with statistical techniques and data manipulation
  • Contribute to the development of credit card strategies to manage unit and loss rates using statistical techniques to optimize the yes/no decision
  • Execute MI to actively monitor accounts post booking to ensure all KPIs are being met or exceeded
  • Report on deviation from expected results and address accordingly through appropriate actions
  • Work closely with Fraud Management and Fraud Specialists in performing detailed analysis and making critical business recommendations to enhance performance for reducing fraud loss/ exposure
  • Analyse fraud loss trends using analytical disciplines, identifying root-cause and producing targeted solutions to mitigate loss
Candidate’s Profile and Qualifications
  • Bachelors Degree in any related field
  • Experience using analytics and data to develop value-add business outcomes
Desired Knowledge, Skills and Ability
  • Ability to manage multiple projects and work within cross functional teams
  • Ability to present ideas and concepts in a clear and concise manner
  • Awareness and academic knowledge about statistical techniques such as CHAID, logistical regression and other modeling techniques
  • Basic knowledge about compliance and regulatory requirements for strategy development and risk management activities related to electronic movement of money and data
  • Ability to address problems and implement highly effective solutions with a sense of urgency and assertiveness
  • Basic understanding of retail credit practices (credit cards preferred) and business P&L drivers
  • Critical thinking and problem solving skills
  • Excellent communication skills and knowledge of statistical software packages
  • Advanced IT skills in Microsoft Office – Excel, Access, PowerPoint, SQL
3. General Manager – Credit Risk
 
Key Responsibilities
  • Develop scorecards and loss models for quantifying credit exposure
  • Develop internal ratings framework for support of credit decision-making
  • Develop IT data mart that supports scorecard and loss models
  • Create and develop automated platform for analytics and integrate it with existing systems
  • Undertake quantitative internal capital adequacy assessment process in relation to credit risk analytics
  • Develop Basel-compliant probability of default (PD), Loss Given Default (LGD) and Exposure at default (EAD) models.
  • Create portfolio based framework for measuring credit risk 
  • Work with market research to develop customer-related analytics
  • Work with market risk and operational risk analytics to aggregate exposure for enterprise risk management
  • Create integrated platform with operational risk and market risk analytics to quantify integrated risk
  • Revise ERM framework to include quantitative measures for aggregating overall bank risk in conjunction with operational and credit risk
  • Continuous evaluation of portfolio quality through the establishment of portfolio based analytics
  • Assist in product introduction and uptake into the market
  • Facilitate customer service to multiple access points and channels
Candidate’s Profile and Qualifications
  • 7 to 10 years banking experience with at least 5 years in a risk management-related role
  • Post-graduate qualifications, such as: CFA, CPA, FRM, PRM, RMA
  • PhD or Masters from a recognized institution with a concentration in a quantitative discipline would be an added advantage
  • Experience in emerging markets in a banking industry
  • Experience in achievement of Basel compliance
  • Deep capital market knowledge in the countries where he/she has worked, Kenya and surrounding countries a plus
Desired Knowledge, Skills and Ability
  • People management and leadership skills
  • Strong analytical skills
  • Strong communication skills- both verbal and written
  • Team player with excellent interpersonal skills
  • Proficiency in at least one statistical programming language – preferably R, SAS or SPSS, VBA, C++
  • Good working knowledge of MS office suite especially Ms Excel/VBA
4. General Manager – IT Risk
The role holder will be responsible for managing diverse issues including fraud, regulatory compliance, risk frameworks and modeling, capital efficiency, corporate governance, dispute
resolution and deriving value from contracts.

Key Responsibilities

  • Ability to deal effectively with technology related risks and derive maximum value from data and documentation
  • Represent the risk team in working groups such as change steering groups, risk system support & upgrade projects
  • Craft policy and strategy on software purchase/upgrade
  • Produce periodic management reports on the impact of IT risk issues on operational and reputational risk
  • Craft and maintain IT risk policy on how to deal with external and internal threats to the integrity of the bank’s IT infrastructure
Candidate’s Profile and Qualifications
  • Degree/Masters in IT or Computer science
  • Proven experience of successfully delivering technology risk analysis within a bank/financial service
  • Experience in working within a dynamic IT consultancy environment with a focus on IT risk
  • Experience in business analysis and understanding of core business processes in a financial institution
  • Proven track record of working within a Technology Risk team, where a large amount of the work involved providing consultancy, advice, assurance and attestation of the banks IT systems and processes, IT risks, IT controls and IT projects.
  • This work should have been delivered through standalone assignments, or as part of broader multi-disciplinary projects, periodic trouble shooting of IT infrastructure to evaluate internal and external risk factors
  • Experience of end-to-end Project Management
  • A good understanding of technology platforms
Desired Knowledge, Skills and Ability
  • Ability to present on specific subjects to a large group of people
  • Ability to identify and assess complex IT risks and controls, to relate them to the wider business environment and to express opinions clearly to all levels
  • Ability to develop excellent client and internal relationships
  • Ability to deliver work within tight timescales
  • Knowledge of computer networks administration
  • Knowledge of software development cycles and procedures
5. General Manager – Market Risk
Key responsibilities
  • liaise with various Front Office, Middle Office and market risk teams to facilitate inception, definition, documentation, testing and implementation of Market Risk Infrastructure projects
  • Produce requirements for new development projects, and contribute to detailed project planning activities for such initiatives
  • Understand and be comfortable with market risk concepts, including risk characteristics of different asset classes, risk sensitivities, historical VaR and other VaR methodologies
  • Implement new methodologies for new product launches
Candidate’s Profile and Qualifications
  • Quantitative degree: Actuarial Science, Mathematics, physics, MBA, MSC Finance
  • 7 to 10 years banking experience with at least 5 years in a risk management-related role
  • Post-graduate qualifications, such as: CFA, CPA, FRM, PRM, RMA
  • PhD or Masters from a recognized institution with a concentration in a quantitative discipline would be an added advantage
  • Experience in emerging markets in a banking role banking industry
  • Experience in achievement of Basel compliance
  • Deep capital market knowledge in the countries where he/she has worked, Kenya and surrounding countries a plus
  • Strong product knowledge across FX and/or rate. As well as being able to understand risk models and metrics
  • Strong knowledge of AIM modeling
  • Experience across multiple asset classes including Fixed Income, equities, commodities, credit, and FX
  • Good understanding of Value at Risk and related risk systems exposure
Desired Knowledge, Skills and Ability
  • Strong communicator in order to manage various stakeholders within the business
  • Demonstrated people management and leadership skills
  • Strong analytical skills
  • Team player with excellent interpersonal skills
  • Proficiency in at least one statistical programming language-preferably R, SAS or SPSS
  • Good working knowledge of MS office suite especially MS Excel
6. Quantitative Analyst
The successful candidate will work within the Bank’s risk department and report to the General Manager-Enterprise Risk.

Key Duties and Responsibilities
  • Carry out analytical research for credit, market & operations risk
  • Codifying scorecards methodologies across the bank
  • Creating and validating interest rate (IR) models
  • Creating credit portfolio loss models
  • Customers profiling/segmentation
  • Supporting the bank’s traders by providing algorithmic models
  • Liquidity risk modelling
  • Profitability modelling
Candidate’s Profile and Qualifications
  • A degree from a recognized university in a numerate field such as Mathematics and computer science, Mathematical/Applied Statistics, Economics/Econometrics and statistics etc
  • A minimum 2 to 3 years operational experience in the banking industry, especially, Credit, Operations or Treasury
  • IT proficiency and/or background is a major advantage
  • Understanding of banking operations particularly credit appraisals, sales, marketing, customer service and fraud
Desired Knowledge, Skills and Ability
  • Understanding and flair for quantitative modeling techniques.
  • Experience or training in the use of statistical softwares (SAS, S PSS, Stata, Epi, Excel Stats, R, Oxmetrics)
  • Experience or training in the use of reporting and querying tools (Crystal Reports, TOAD, SQl)
  • Experience handling large data sets and databases (Oracle, Sybase, Tera data, DB2)
  • Proven knowledge of any programing language
  • Knowledge and practical application of Monte Carlo simulations
  • Creation of statistical/mathematical, and cash flow models
  • Creating trading robots
7. Research Economist
The successful candidate will work within the Bank’s risk department and report to the General Manager- Enterprise Risk.
 
Key Duties and Responsibilities
  • Carrying out continued research and analysis on the currency movements and trends
  • Project design and set up, managing data collection, modelling work and presenting findings and recommendations
  • Developing/back-testing investment strategies
  • Providing model based interest rate forecasts and the development of market mix models/predictive/econometric models
  • Data manipulation, extraction and analysis
  • Investigating global and regional macro-economic movements as well as policy developments
  • Writing model development and validating documentation, ensuring all aspects of model delivery comply with regulatory and internal policy requirements and working closely with the entire risk department when modelling
Candidate’s Profile and Qualifications
  • MA (Economics/Statistics), MSc. (Econometrics/Financial Statistics)
  • 3 years operational experience in the banking industry, especially, Credit, Operations or Treasury
  • IT proficiency and/or background is a major advantage
Desired Knowledge, Skills and Ability
  • Experience or training in the use of reporting and querying tools (Crystal Reports, TOAD, SQL)
  • Knowledge of Oracle databases – Database management
  • Proven knowledge of any Programming language
  • Knowledge of Monte Carlo simulations and other analytical expertise e.g. advanced time series modelling skills
  • Advanced skills in Microsoft Excel is desirable
  • Strong grounding in econometric modeling skills and experience in statistical analysis to predict future trends and financial market behavior patterns
  • Working knowledge of statistical software such as R, Stata, SAS is desirable
  • Ability to convert analysis into real actionable solutions
If you meet the above requirements, please submit your application quoting the job you are applying for with a detailed Curriculum Vitae, current remuneration and daytime telephone contact and email address to [email protected] by 19th July 2013.

Only short listed candidates will, be contacted.
Equity Bank is an equal opportunity employer. 
We value the diversity of individuals, ideas, perspectives, insights, values and what they bring to the workplace.
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